Your Journey
Growth Builder
Your family is growing. Your home should too. Whether you're upgrading to more space, a better neighborhood, or your dream home — the equity you've built is your launchpad.
Loan Options for Your Next Chapter
Different goals call for different tools. Here are the loan types that help move-up buyers get where they're going.
Conventional Loans
The workhorse of home financing. Competitive rates, flexible terms, and multiple down payment options. If you have strong credit and solid income, conventional loans typically offer the best overall package.
Jumbo Loans
For homes that exceed conventional loan limits. Jumbo loans finance higher-value properties with competitive terms. Ideal when you're upgrading to a premium home and need financing above standard limits.
Renovation Loans
Found a home with great bones but needs work? Renovation loans bundle the purchase price and improvement costs into a single mortgage. Buy the house and make it yours — one loan, one closing.
Your Equity Is Working for You
If you currently own a home, the equity you've built is a powerful advantage when upgrading.
✓ How Equity Helps
- Larger down payment on your next home means better terms
- Potentially avoid PMI by putting 20% or more down
- Cover closing costs and moving expenses
- Stronger offers in competitive markets
ⓘ What to Consider
- Timing the sale of your current home with the purchase of your next one
- Bridge loan options if you need to buy before you sell
- Understanding your current home's market value
- Qualifying for a new mortgage while still carrying your existing one
Ready for Your Next Home?
Let's look at your equity, your goals, and your options. We'll map out a plan that makes the transition smooth.
Ron Heaslet • NMLS #2445039 • Serving NC, SC, GA, FL, TN & VA